Join us for a practical webinar focused on down payment assistance (DPA) options for today’s homebuyers. We will cover the key differences between state-based DPA programs and national DPA programs, including how each is typically structured (grants, forgivable loans, deferred-payment loans, or repayable second liens) and where they tend to fit best.

We will also break down the pros and cons of each approach, with real-world considerations like layering rules, funding availability, repayment triggers, and how DPA can impact monthly payment, cash-to-close, and underwriting complexity. Finally, you will leave with a clear overview of the most common qualification requirements, such as income and purchase price limits, first-time homebuyer definitions, occupancy rules, minimum credit guidelines, homebuyer education, and property eligibility.